After a storm, the last thing you want to do is look up and see hurricane roof damage on your home. Unfortunately, it is common and we can expect even more hurricanes this year. If you have experienced hurricane roof damage, don’t panic. While it can be frustrating, time-consuming, and exhausting, you don’t have to go through this process alone. There are simple steps you can take to make this process easier. These are the 5 “must do’s” if you have hurricane roof damage that will help your roof get repaired quicker.
Before doing anything else you’re going to want to take stock of the hurricane roof damage. You’ll need to document this with written statements, pictures, and videos. Make sure you document the time of the storm, when the damage was found, and what all needs to be fixed. You’ll need all of this information whenever you contact your homeowners’ insurance. Essentially, this is how you will prove that your roof did, in fact, experience damage that was not a result of your own doing. Instead, you can extensively prove that this damage was the result of a hurricane.
Storm damage can appear in various ways. You may notice holes in your roof, missing shingles, degraded shingles, water leaking into your siding or roof, and other ailments. Anytime your house is exposed to the elements there is always a possibility for mold to grow. Make sure to look for this as well. Document any water damage that you find as that can degrade your roof and home in multiple ways.
If this is your first time dealing with any damage done to your home, you may be surprised to find out how long it takes to repair your home. You’ll have to work hand in hand with not only your insurance but the construction company you hire to fix the issue. In order to keep the damage from growing, you’ll want to work as fast as possible. As soon as you can, start documenting the damage and then call your representative. The sooner you start the sooner you can repair hurricane roof damage.
Most homeowner’s insurance policies will cover hurricane roof damage. Your roof is seen as a vital part of your home by most insurance companies. To piggyback off the information we said above, not every insurance company will have the same method whenever it comes to dealing with home damage, which is why it’s so important that you act quickly.
Finally, a claim for your roof as soon as possible can also help you get ahead of other people making those same claims after a hurricane. In Texas, an insurance company is required to send payment within 5 days of the claim being accepted, which is great. However, insurances will have their own policies regarding how long you have to report damage, so it’s in your best interest to file as soon as possible. Once this is done, they will send out an adjuster to examine the damage and make an estimate on the cost of repairs.
Why should you contact a roofing company next? For starters, they can work with your insurance to help you file the claim. Additionally, they can help you look for any more damage that you may want to add to your claim. Oftentimes, they are familiar with the exact policies that cover your home. Therefore, you can get the best deal on your insurance claims. They can also provide you with rough estimates on the cost of the damage before meeting with the adjuster. The right residential company can help walk you through the entire process, from gathering data, submitting a claim, and repairing your roof.
The next step in this process is to meet with an adjuster who will look for hurricane roof damage and prepare an estimate based on how extensive the damage is. Now, a lot of people do this by themselves. However, you shouldn’t. Here’s why. Most people don’t know exactly what to look for when it comes to hurricane roof damage. They just trust the advice of the insurance adjuster. Do you really want to leave yourself in their hands though? Instead, have that construction company come and join you for the visit. They can pinpoint areas of damage to the adjuster and make sure you get the most money possible. Importantly, you’ll have someone on your side that knows the ins and outs of roofing and can make sure you get the best deal.
Have you experienced hurricane roof damage? Don’t know where to turn to? Galaxy Construction and Roofing can help. Our administrative staff works hand in hand with our field supervisors to assist our homeowners throughout the entire insurance claims process. As insurance restoration specialists, we have successfully performed thousands of insurance claims and understand the complete process. Contact us today and let us help you!